Are you in debt?! Please watch this documentary and learn why.
Do you understand where money comes from? The government? No. The Federal Reserve? No. Answer: Banks!
So, how do banks ‘make’ money? Do they have printing factories and manage the issuance of new money? NO. 
Banks are only required to hold/possess 10% of any loan amount issued. Think about it. They simply issue debt to you as credit to them. Voilà! You are now in debt. The bank essentially created “new money” in the form of credit to itself.
Because of this unfathomable truth, only 3% of money in the U.S. is in physical paper form. The rest is electronic, created by the banks as credits and debits.
Recently I posted “The American Dream” cartoon by The Provocateur Network, which explained how our current financial crisis is a result of a corrupt monetary system. This documentary covers the same subject matter more extensively. We get the raw opinions of many and a look at better solutions for value exchange in our future.